Overview
A managed buy-sell program refers to a structured investment strategy where a manager or investment professional actively oversees the buying and selling of assets within a portfolio. The objective is to achieve specific financial goals or implement a particular investment strategy.
Key Components
Management Approach
- Active Management: Decisions regarding when to buy or sell assets are actively made based on market conditions and economic indicators.
Objective and Strategy
- Objective: Achieve capital preservation, income generation, or capital appreciation.
- Strategy: Combines asset classes like stocks, bonds, commodities, or alternative investments.
Risk Management
- Risk Assessment: Tailors the program to the investor's specific needs.
- Risk Mitigation: Protects portfolios from adverse market movements.
Buy-Sell Decision Process
- Market Analysis: Uses technical and fundamental analysis to inform decisions.
- Timing: Timing buy and sell decisions is critical.
Investor Participation
- Managed Accounts: Offers individual accounts tailored to investors' goals and risk tolerance.
Monetization and Trading
Traders cannot use their own funds for trades and require collateral support from financially qualified investors. The process typically involves:
- Traders securing initial issuance of instruments like SBLCs, BGs, or MTNs.
- Investors providing collateral to support a trade credit line.
- Pre-established exit buyers purchasing assets at a higher price to generate profits.
Profit Sharing
Investors can earn substantial profits, ranging from 80% to 100% of the trade credit line amount. Example:
- A €500m bank debenture purchased at €200m and sold at €350m generates €150m profit.
- Profit is split between the investor and trader.
Engagement Steps
- Investors submit KYC and proof of funds.
- Trading organizations prepare the trade contract.
- Approvals and trade commitments are arranged within a couple of weeks.
Challenges and Considerations
The supply of legitimate programs is limited, and demand far exceeds it. Trust and authentic relationships are critical for successful participation. Misrepresentation by brokers often causes misunderstandings.